Documents, permits, and vehicle control
Required insurance covers the other person, not you
Your required car insurance pays for damage you cause to others. It does not cover your own vehicle.
What to watch for
The question asks what your compulsory car insurance covers.
The rule
The rule explains exactly how to answer any question of this type — and why the obvious wrong answer fails.
See the rule →Common trap
Don't assume compulsory insurance covers damage to your own vehicle — it doesn't.